Personal Accident Insurance Program is an insurance program that provides coverage for the risk of accidents resulting in injury (body injury) or death caused by an event which comes suddenly, unexpected, coming from outside, is not desired and there is no element of deliberate of the event.Personal Accident insurance guarantee is valid for 24 hours with a grouping of risk as follows:
* Risk A: Dead paid 100% Number of Sum Insured.
* Risk B:
-Total Permanent Disability o, ie loss of function of both eyes,
both legs, both hands, one eye one leg, one eye one hand,one hand one foot, payable 100% Number of Sum Insured.
-Part of Permanent Disability, which is based on the percentage change in the table.* Risk D: Replacement of all medical expenses / treatment in hospital as a result of an accident resulting in injury / illness that requires hospitalization, paid a maximum of 10% Number of Sum Insured.
2 comments:
huah...
A Personal Accident Policy is a good choice to supplement a life insurance policy -- but because it excludes natural causes, it should not be relied upon as the only protection for your family. Personal Accident policies are a valuable addition to your insurance portfolio. And you would be surprised to know that nowadays Personal Accident insurance also pays out an amount for Natural Death! Another advantage is that people with medical related problems can expect more lenient underwriting as compared to life or medical insurance.
Thanks!!!
Truck Accidents Attorney
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